Call reports 2024
COUNTY BANK — 2024
What COUNTY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 233,312,000 | 230,169,000 | 239,971,000 | 236,015,000 |
| Total loans | 186,766,000 | 195,989,000 | 199,401,000 | 193,054,000 |
| Allowance for loan losses | 2,362,000 | 2,493,000 | 2,561,000 | 2,416,000 |
| Securities available for sale | 17,316,000 | 16,565,000 | 16,597,000 | 15,404,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,227,000 | 201,289,000 | 205,193,000 | 201,120,000 |
| Interest-bearing deposits | 151,332,000 | 148,691,000 | 152,648,000 | 144,525,000 |
| Noninterest-bearing deposits | 53,895,000 | 52,598,000 | 52,545,000 | 56,595,000 |
| Equity capital | 23,371,000 | 24,090,000 | 25,572,000 | 25,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,384,000 | 6,921,000 | 10,585,000 | 14,298,000 |
| Interest expense | 877,000 | 1,782,000 | 2,849,000 | 3,889,000 |
| Net interest income | 2,507,000 | 5,139,000 | 7,736,000 | 10,409,000 |
| Noninterest income | 298,000 | 533,000 | 842,000 | 1,161,000 |
| Noninterest expense | 1,601,000 | 2,949,000 | 4,421,000 | 6,008,000 |
| Provision for loan losses | 210,000 | 340,000 | 408,000 | 515,000 |
| Pretax income | 1,014,000 | 2,400,000 | 3,775,000 | 5,065,000 |
| Income tax | 55,000 | 121,000 | 189,000 | 207,000 |
| Net income | 959,000 | 2,279,000 | 3,586,000 | 4,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,064,000 | 25,606,000 | 26,480,000 | 27,079,000 |
| Total capital | 27,513,000 | 28,186,000 | 29,128,000 | 29,582,000 |
| Risk-weighted assets | 201,027,000 | 209,436,000 | 217,215,000 | 213,548,000 |