Call reports 2023
COUNTY BANK — 2023
What COUNTY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 224,468,000 | 220,797,000 | 219,195,000 | 229,251,000 |
| Total loans | 171,024,000 | 178,194,000 | 185,308,000 | 186,387,000 |
| Allowance for loan losses | 2,119,000 | 2,119,000 | 2,135,000 | 2,329,000 |
| Securities available for sale | 27,804,000 | 18,873,000 | 17,944,000 | 17,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,571,000 | 194,569,000 | 193,178,000 | 201,766,000 |
| Interest-bearing deposits | 141,211,000 | 137,377,000 | 138,294,000 | 144,184,000 |
| Noninterest-bearing deposits | 59,360,000 | 57,192,000 | 54,884,000 | 57,582,000 |
| Equity capital | 21,942,000 | 21,669,000 | 21,510,000 | 22,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,758,000 | 6,693,000 | 9,777,000 | 13,116,000 |
| Interest expense | 450,000 | 997,000 | 1,634,000 | 2,415,000 |
| Net interest income | 3,308,000 | 5,696,000 | 8,143,000 | 10,701,000 |
| Noninterest income | 272,000 | 550,000 | 833,000 | 1,151,000 |
| Noninterest expense | 1,565,000 | 2,872,000 | 4,332,000 | 5,838,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 347,000 |
| Pretax income | 2,018,000 | 1,103,000 | 2,360,000 | 3,314,000 |
| Income tax | 81,000 | 144,000 | 144,000 | 172,000 |
| Net income | 1,937,000 | 959,000 | 2,216,000 | 3,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,307,000 | 22,713,000 | 23,591,000 | 24,252,000 |
| Total capital | 26,427,000 | 24,832,000 | 25,726,000 | 26,668,000 |
| Risk-weighted assets | 185,600,000 | 187,524,000 | 192,873,000 | 202,617,000 |