Call reports 2022
COUNTY BANK — 2022
What COUNTY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 214,753,000 | 218,391,000 | 217,964,000 | 214,235,000 |
| Total loans | 153,293,000 | 158,667,000 | 167,096,000 | 171,131,000 |
| Allowance for loan losses | 2,202,000 | 2,194,000 | 2,180,000 | 2,208,000 |
| Securities available for sale | 32,329,000 | 29,878,000 | 28,450,000 | 28,305,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,246,000 | 199,615,000 | 199,193,000 | 193,588,000 |
| Interest-bearing deposits | 135,933,000 | 141,317,000 | 143,466,000 | 131,010,000 |
| Noninterest-bearing deposits | 58,313,000 | 58,298,000 | 55,727,000 | 62,579,000 |
| Equity capital | 20,266,000 | 18,566,000 | 18,538,000 | 18,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,967,000 | 3,974,000 | 6,215,000 | 8,768,000 |
| Interest expense | 106,000 | 224,000 | 391,000 | 685,000 |
| Net interest income | 1,861,000 | 3,750,000 | 5,824,000 | 8,083,000 |
| Noninterest income | 279,000 | 545,000 | 829,000 | 1,117,000 |
| Noninterest expense | 1,340,000 | 2,643,000 | 4,052,000 | 5,586,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 802,000 | 1,643,000 | 2,596,000 | 3,608,000 |
| Income tax | 39,000 | 79,000 | 128,000 | 175,000 |
| Net income | 763,000 | 1,564,000 | 2,468,000 | 3,433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,061,000 | 21,018,000 | 21,428,000 | 22,250,000 |
| Total capital | 23,170,000 | 23,204,000 | 23,608,000 | 24,458,000 |
| Risk-weighted assets | 168,682,000 | 174,943,000 | 183,410,000 | 185,382,000 |