Call reports 2020
COUNTY BANK — 2020
What COUNTY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 176,281,000 | 186,897,000 | 195,474,000 | 198,389,000 |
| Total loans | 144,247,000 | 145,705,000 | 139,663,000 | 134,386,000 |
| Allowance for loan losses | 2,005,000 | 2,060,000 | 2,090,000 | 2,196,000 |
| Securities available for sale | 9,003,000 | 8,971,000 | 20,829,000 | 25,324,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,976,000 | 161,240,000 | 172,716,000 | 178,539,000 |
| Interest-bearing deposits | 116,869,000 | 122,104,000 | 128,022,000 | 126,386,000 |
| Noninterest-bearing deposits | 35,107,000 | 39,136,000 | 44,694,000 | 52,153,000 |
| Equity capital | 18,220,000 | 19,296,000 | 19,116,000 | 19,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,110,000 | 4,190,000 | 6,143,000 | 8,262,000 |
| Interest expense | 377,000 | 674,000 | 927,000 | 1,122,000 |
| Net interest income | 1,733,000 | 3,516,000 | 5,216,000 | 7,140,000 |
| Noninterest income | 324,000 | 941,000 | 1,622,000 | 2,111,000 |
| Noninterest expense | 1,257,000 | 2,484,000 | 4,082,000 | 5,604,000 |
| Provision for loan losses | 75,000 | 200,000 | 225,000 | 325,000 |
| Pretax income | 876,000 | 1,921,000 | 2,679,000 | 3,470,000 |
| Income tax | 43,000 | 96,000 | 133,000 | 167,000 |
| Net income | 833,000 | 1,825,000 | 2,546,000 | 3,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,217,000 | 18,066,000 | 17,920,000 | 18,291,000 |
| Total capital | 19,145,000 | 19,913,000 | 19,726,000 | 20,124,000 |
| Risk-weighted assets | 154,206,000 | 147,562,000 | 144,267,000 | 146,353,000 |