Call reports 2019
COUNTY BANK — 2019
What COUNTY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 173,357,000 | 173,003,000 | 174,413,000 | 173,599,000 |
| Total loans | 143,778,000 | 148,416,000 | 146,938,000 | 143,787,000 |
| Allowance for loan losses | 1,938,000 | 1,987,000 | 2,049,000 | 1,942,000 |
| Securities available for sale | 11,326,000 | 10,320,000 | 9,880,000 | 9,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,225,000 | 146,874,000 | 147,828,000 | 148,404,000 |
| Interest-bearing deposits | 113,933,000 | 113,061,000 | 115,227,000 | 110,430,000 |
| Noninterest-bearing deposits | 34,292,000 | 33,813,000 | 32,601,000 | 37,974,000 |
| Equity capital | 16,773,000 | 17,496,000 | 18,069,000 | 17,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,054,000 | 4,206,000 | 6,363,000 | 8,530,000 |
| Interest expense | 351,000 | 739,000 | 1,159,000 | 1,542,000 |
| Net interest income | 1,703,000 | 3,467,000 | 5,204,000 | 6,988,000 |
| Noninterest income | 244,000 | 529,000 | 874,000 | 1,175,000 |
| Noninterest expense | 1,240,000 | 2,473,000 | 3,756,000 | 5,078,000 |
| Provision for loan losses | 100,000 | 150,000 | 250,000 | 350,000 |
| Pretax income | 607,000 | 1,375,000 | 2,074,000 | 2,753,000 |
| Income tax | 34,000 | 71,000 | 107,000 | 141,000 |
| Net income | 573,000 | 1,304,000 | 1,967,000 | 2,612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,831,000 | 16,419,000 | 16,939,000 | 16,742,000 |
| Total capital | 17,737,000 | 18,379,000 | 18,902,000 | 18,655,000 |
| Risk-weighted assets | 152,518,000 | 156,794,000 | 156,998,000 | 153,052,000 |