Call reports 2018
COUNTY BANK — 2018
What COUNTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 157,304,000 | 156,443,000 | 159,588,000 | 161,437,000 |
| Total loans | 123,257,000 | 127,834,000 | 134,059,000 | 138,215,000 |
| Allowance for loan losses | 1,654,000 | 1,733,000 | 1,749,000 | 1,830,000 |
| Securities available for sale | 12,188,000 | 12,282,000 | 11,888,000 | 11,664,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,578,000 | 136,603,000 | 139,620,000 | 137,274,000 |
| Interest-bearing deposits | 105,190,000 | 106,224,000 | 106,851,000 | 102,078,000 |
| Noninterest-bearing deposits | 32,388,000 | 30,379,000 | 32,769,000 | 35,196,000 |
| Equity capital | 15,245,000 | 15,656,000 | 15,941,000 | 16,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,727,000 | 3,511,000 | 5,390,000 | 7,389,000 |
| Interest expense | 182,000 | 398,000 | 700,000 | 1,006,000 |
| Net interest income | 1,545,000 | 3,113,000 | 4,690,000 | 6,383,000 |
| Noninterest income | 242,000 | 483,000 | 756,000 | 941,000 |
| Noninterest expense | 1,220,000 | 2,366,000 | 3,631,000 | 4,947,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 492,000 | 1,080,000 | 1,590,000 | 2,077,000 |
| Income tax | -25,000 | 3,000 | 28,000 | 53,000 |
| Net income | 517,000 | 1,077,000 | 1,562,000 | 2,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,325,000 | 14,741,000 | 15,082,000 | 15,401,000 |
| Total capital | 15,979,000 | 16,461,000 | 16,831,000 | 17,231,000 |
| Risk-weighted assets | 132,983,000 | 137,598,000 | 143,389,000 | 147,809,000 |