Call reports 2017
COUNTY BANK — 2017
What COUNTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 155,667,000 | 148,938,000 | 151,878,000 | 149,966,000 |
| Total loans | 116,437,000 | 121,273,000 | 122,127,000 | 124,140,000 |
| Allowance for loan losses | 1,583,000 | 1,588,000 | 1,667,000 | 1,643,000 |
| Securities available for sale | 15,367,000 | 14,226,000 | 12,455,000 | 12,900,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,503,000 | 131,549,000 | 133,348,000 | 131,722,000 |
| Interest-bearing deposits | 106,367,000 | 101,480,000 | 104,521,000 | 100,551,000 |
| Noninterest-bearing deposits | 32,136,000 | 30,068,000 | 28,827,000 | 31,171,000 |
| Equity capital | 14,132,000 | 14,460,000 | 14,633,000 | 14,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,573,000 | 3,260,000 | 4,950,000 | 6,642,000 |
| Interest expense | 125,000 | 254,000 | 400,000 | 563,000 |
| Net interest income | 1,448,000 | 3,006,000 | 4,550,000 | 6,079,000 |
| Noninterest income | 242,000 | 482,000 | 744,000 | 1,003,000 |
| Noninterest expense | 1,161,000 | 2,360,000 | 3,596,000 | 4,866,000 |
| Provision for loan losses | 75,000 | 75,000 | 150,000 | 225,000 |
| Pretax income | 454,000 | 1,053,000 | 1,565,000 | 2,008,000 |
| Income tax | 171,000 | 378,000 | 543,000 | 836,000 |
| Net income | 283,000 | 675,000 | 1,022,000 | 1,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,949,000 | 13,248,000 | 13,469,000 | 13,476,000 |
| Total capital | 14,512,000 | 14,836,000 | 15,098,000 | 15,119,000 |
| Risk-weighted assets | 125,046,000 | 128,847,000 | 130,355,000 | 133,191,000 |