Call reports 2016
COUNTY BANK — 2016
What COUNTY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 126,840,000 | 122,365,000 | 125,926,000 | 125,490,000 |
| Total loans | 105,699,000 | 107,341,000 | 105,375,000 | 105,402,000 |
| Allowance for loan losses | 1,545,000 | 1,612,000 | 1,621,000 | 1,503,000 |
| Securities available for sale | 3,012,000 | 2,891,000 | 2,691,000 | 2,366,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,124,000 | 104,459,000 | 108,014,000 | 107,494,000 |
| Interest-bearing deposits | 81,295,000 | 78,394,000 | 82,694,000 | 78,501,000 |
| Noninterest-bearing deposits | 27,829,000 | 26,065,000 | 25,320,000 | 28,993,000 |
| Equity capital | 13,515,000 | 13,730,000 | 13,845,000 | 13,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,402,000 | 2,838,000 | 4,279,000 | 5,718,000 |
| Interest expense | 91,000 | 196,000 | 296,000 | 413,000 |
| Net interest income | 1,311,000 | 2,642,000 | 3,983,000 | 5,305,000 |
| Noninterest income | 247,000 | 535,000 | 815,000 | 1,091,000 |
| Noninterest expense | 1,046,000 | 2,044,000 | 3,090,000 | 4,214,000 |
| Provision for loan losses | 75,000 | 150,000 | 300,000 | 325,000 |
| Pretax income | 437,000 | 983,000 | 1,408,000 | 1,857,000 |
| Income tax | 155,000 | 338,000 | 495,000 | 616,000 |
| Net income | 282,000 | 645,000 | 913,000 | 1,241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,489,000 | 13,702,000 | 13,820,000 | 13,998,000 |
| Total capital | 14,883,000 | 15,108,000 | 15,210,000 | 15,403,000 |
| Risk-weighted assets | 111,330,000 | 112,327,000 | 110,997,000 | 112,348,000 |