Call reports 2015
COUNTY BANK — 2015
What COUNTY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 112,746,000 | 112,984,000 | 116,117,000 | 116,178,000 |
| Total loans | 94,327,000 | 94,598,000 | 98,325,000 | 102,192,000 |
| Allowance for loan losses | 1,494,000 | 1,556,000 | 1,624,000 | 1,554,000 |
| Securities available for sale | 4,127,000 | 3,053,000 | 2,992,000 | 3,348,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,384,000 | 96,610,000 | 99,729,000 | 99,759,000 |
| Interest-bearing deposits | 70,653,000 | 70,621,000 | 74,107,000 | 70,933,000 |
| Noninterest-bearing deposits | 27,731,000 | 25,989,000 | 25,622,000 | 28,826,000 |
| Equity capital | 13,118,000 | 13,312,000 | 13,340,000 | 13,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,304,000 | 2,599,000 | 3,946,000 | 5,277,000 |
| Interest expense | 73,000 | 153,000 | 234,000 | 318,000 |
| Net interest income | 1,231,000 | 2,446,000 | 3,712,000 | 4,959,000 |
| Noninterest income | 209,000 | 440,000 | 636,000 | 868,000 |
| Noninterest expense | 820,000 | 1,651,000 | 2,573,000 | 3,595,000 |
| Provision for loan losses | 50,000 | 105,000 | 380,000 | 455,000 |
| Pretax income | 570,000 | 1,130,000 | 1,395,000 | 1,777,000 |
| Income tax | 189,000 | 386,000 | 471,000 | 601,000 |
| Net income | 381,000 | 744,000 | 924,000 | 1,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,037,000 | 13,250,000 | 13,280,000 | 13,382,000 |
| Total capital | 14,321,000 | 14,528,000 | 14,587,000 | 14,735,000 |
| Risk-weighted assets | 102,530,000 | 101,948,000 | 104,274,000 | 108,027,000 |