Call reports 2014
COUNTY BANK — 2014
What COUNTY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 111,806,000 | 111,100,000 | 112,114,000 | 114,165,000 |
| Total loans | 90,989,000 | 90,825,000 | 91,029,000 | 93,652,000 |
| Allowance for loan losses | 1,477,000 | 1,537,000 | 1,565,000 | 1,584,000 |
| Securities available for sale | 7,445,000 | 5,322,000 | 4,255,000 | 4,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,219,000 | 97,470,000 | 98,260,000 | 100,009,000 |
| Interest-bearing deposits | 69,619,000 | 69,455,000 | 73,481,000 | 69,750,000 |
| Noninterest-bearing deposits | 27,600,000 | 28,015,000 | 24,779,000 | 30,259,000 |
| Equity capital | 12,387,000 | 12,572,000 | 12,743,000 | 12,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,292,000 | 2,580,000 | 3,898,000 | 5,212,000 |
| Interest expense | 79,000 | 156,000 | 236,000 | 315,000 |
| Net interest income | 1,213,000 | 2,424,000 | 3,662,000 | 4,897,000 |
| Noninterest income | 99,000 | 270,000 | 476,000 | 646,000 |
| Noninterest expense | 848,000 | 1,694,000 | 2,622,000 | 3,494,000 |
| Provision for loan losses | 75,000 | 150,000 | 180,000 | 210,000 |
| Pretax income | 389,000 | 850,000 | 1,336,000 | 1,839,000 |
| Income tax | 139,000 | 278,000 | 442,000 | 613,000 |
| Net income | 250,000 | 572,000 | 894,000 | 1,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,245,000 | 12,437,000 | 12,629,000 | 12,831,000 |
| Total capital | 13,454,000 | 13,639,000 | 13,830,000 | 14,062,000 |
| Risk-weighted assets | 96,431,000 | 95,847,000 | 95,690,000 | 98,141,000 |