Call reports 2026
GUARANTY BANK AND TRUST COMPANY — 2026
What GUARANTY BANK AND TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 322,981,000 | 318,547,000 |
| Total loans | 218,045,000 | 220,093,000 |
| Allowance for loan losses | 2,494,000 | 2,544,000 |
| Securities available for sale | 46,962,000 | 47,979,000 |
| Securities held to maturity | 9,999,000 | 14,999,000 |
| Trading assets | 0 | 0 |
| Total deposits | 280,213,000 | 274,752,000 |
| Interest-bearing deposits | 204,449,000 | 202,870,000 |
| Noninterest-bearing deposits | 75,764,000 | 71,882,000 |
| Equity capital | 42,124,000 | 42,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,572,000 | 9,312,000 |
| Interest expense | 1,029,000 | 2,117,000 |
| Net interest income | 3,543,000 | 7,195,000 |
| Noninterest income | 115,000 | 278,000 |
| Noninterest expense | 2,343,000 | 4,781,000 |
| Provision for loan losses | 75,000 | 135,000 |
| Pretax income | 1,240,000 | 2,557,000 |
| Income tax | 216,000 | 540,000 |
| Net income | 1,024,000 | 2,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 43,641,000 | 44,635,000 |
| Total capital | 46,135,000 | 47,179,000 |
| Risk-weighted assets | 206,603,000 | 207,645,000 |