Call reports 2021
GUARANTY BANK AND TRUST COMPANY — 2021
What GUARANTY BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 274,463,000 | 269,328,000 | 275,275,000 | 284,571,000 |
| Total loans | 179,326,000 | 177,267,000 | 177,317,000 | 181,439,000 |
| Allowance for loan losses | 1,854,000 | 1,853,000 | 1,829,000 | 1,823,000 |
| Securities available for sale | 28,179,000 | 27,799,000 | 30,047,000 | 32,395,000 |
| Securities held to maturity | 14,300,000 | 14,000,000 | 14,000,000 | 14,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,503,000 | 234,577,000 | 240,177,000 | 248,971,000 |
| Interest-bearing deposits | 163,019,000 | 163,887,000 | 165,019,000 | 166,828,000 |
| Noninterest-bearing deposits | 75,484,000 | 70,690,000 | 75,158,000 | 82,143,000 |
| Equity capital | 31,268,000 | 30,533,000 | 31,098,000 | 31,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,814,000 | 5,859,000 | 8,436,000 | 11,155,000 |
| Interest expense | 242,000 | 472,000 | 692,000 | 850,000 |
| Net interest income | 2,572,000 | 5,387,000 | 7,744,000 | 10,305,000 |
| Noninterest income | 98,000 | 189,000 | 365,000 | 525,000 |
| Noninterest expense | 1,672,000 | 3,384,000 | 5,076,000 | 6,826,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 998,000 | 2,192,000 | 3,033,000 | 4,004,000 |
| Income tax | 207,000 | 457,000 | 632,000 | 831,000 |
| Net income | 791,000 | 1,735,000 | 2,401,000 | 3,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,844,000 | 30,145,000 | 30,817,000 | 31,583,000 |
| Total capital | 32,653,000 | 31,942,000 | 32,646,000 | 33,406,000 |
| Risk-weighted assets | 144,670,000 | 143,700,000 | 147,981,000 | 159,987,000 |