Call reports 2018
GUARANTY BANK AND TRUST COMPANY — 2018
What GUARANTY BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 210,133,000 | 206,092,000 | 204,675,000 | 203,388,000 |
| Total loans | 147,360,000 | 152,993,000 | 160,347,000 | 159,326,000 |
| Allowance for loan losses | 1,514,000 | 1,539,000 | 1,586,000 | 1,596,000 |
| Securities available for sale | 30,663,000 | 29,274,000 | 27,819,000 | 26,880,000 |
| Securities held to maturity | 3,910,000 | 411,000 | 411,000 | 411,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,556,000 | 178,573,000 | 175,383,000 | 177,008,000 |
| Interest-bearing deposits | 135,247,000 | 130,352,000 | 125,755,000 | 128,225,000 |
| Noninterest-bearing deposits | 50,309,000 | 48,221,000 | 49,628,000 | 48,783,000 |
| Equity capital | 24,177,000 | 24,758,000 | 25,329,000 | 26,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,354,000 | 4,733,000 | 7,252,000 | 9,771,000 |
| Interest expense | 177,000 | 357,000 | 572,000 | 793,000 |
| Net interest income | 2,177,000 | 4,376,000 | 6,680,000 | 8,978,000 |
| Noninterest income | 228,000 | 442,000 | 660,000 | 878,000 |
| Noninterest expense | 1,541,000 | 3,051,000 | 4,648,000 | 6,225,000 |
| Provision for loan losses | 20,000 | 45,000 | 128,000 | 155,000 |
| Pretax income | 844,000 | 1,722,000 | 2,564,000 | 3,476,000 |
| Income tax | 177,000 | 364,000 | 554,000 | 715,000 |
| Net income | 667,000 | 1,358,000 | 2,010,000 | 2,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,416,000 | 25,039,000 | 25,697,000 | 26,389,000 |
| Total capital | 25,930,000 | 26,578,000 | 27,283,000 | 27,985,000 |
| Risk-weighted assets | 128,994,000 | 130,699,000 | 136,989,000 | 135,732,000 |