Call reports 2006
GUARANTY BANK AND TRUST COMPANY — 2006
What GUARANTY BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 64,931,000 | 65,881,000 | 69,465,000 | 70,106,000 |
| Total loans | 44,153,000 | 49,247,000 | 52,468,000 | 52,626,000 |
| Allowance for loan losses | 622,000 | 640,000 | 658,000 | 591,000 |
| Securities available for sale | 11,830,000 | 11,513,000 | 10,731,000 | 9,543,000 |
| Securities held to maturity | 170,000 | 130,000 | 130,000 | 130,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,113,000 | 58,695,000 | 62,379,000 | 62,867,000 |
| Interest-bearing deposits | 45,417,000 | 45,884,000 | 48,842,000 | 49,389,000 |
| Noninterest-bearing deposits | 12,696,000 | 12,811,000 | 13,537,000 | 13,478,000 |
| Equity capital | 5,991,000 | 6,058,000 | 6,323,000 | 6,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,014,000 | 2,125,000 | 3,311,000 | 4,525,000 |
| Interest expense | 268,000 | 564,000 | 916,000 | 1,276,000 |
| Net interest income | 746,000 | 1,561,000 | 2,395,000 | 3,249,000 |
| Noninterest income | 101,000 | 189,000 | 297,000 | 394,000 |
| Noninterest expense | 570,000 | 1,148,000 | 1,765,000 | 2,444,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 0 |
| Pretax income | 259,000 | 566,000 | 873,000 | 1,199,000 |
| Income tax | 90,000 | 200,000 | 310,000 | 406,000 |
| Net income | 169,000 | 366,000 | 563,000 | 793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,078,000 | 6,202,000 | 6,399,000 | 6,565,000 |
| Total capital | 6,594,000 | 6,748,000 | 6,978,000 | 7,149,000 |
| Risk-weighted assets | 41,185,000 | 43,623,000 | 46,246,000 | 46,687,000 |
Machine access — free, no API key
Every figure shown here about GUARANTY BANK AND TRUST COMPANY — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.