Call reports 2015
PEOPLES BANK MIDWEST — 2015
What PEOPLES BANK MIDWEST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 314,706,000 | 313,444,000 | 322,370,000 | 324,773,000 |
| Total loans | 205,202,000 | 211,399,000 | 214,430,000 | 211,098,000 |
| Allowance for loan losses | 3,046,000 | 2,801,000 | 2,892,000 | 2,448,000 |
| Securities available for sale | 54,164,000 | 53,514,000 | 55,845,000 | 54,642,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,567,000 | 243,616,000 | 250,698,000 | 251,076,000 |
| Interest-bearing deposits | 186,019,000 | 181,215,000 | 183,413,000 | 178,419,000 |
| Noninterest-bearing deposits | 58,548,000 | 62,401,000 | 67,285,000 | 72,657,000 |
| Equity capital | 58,471,000 | 58,127,000 | 59,825,000 | 61,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,982,000 | 5,987,000 | 9,066,000 | 12,224,000 |
| Interest expense | 251,000 | 480,000 | 715,000 | 944,000 |
| Net interest income | 2,731,000 | 5,507,000 | 8,351,000 | 11,280,000 |
| Noninterest income | 531,000 | 1,079,000 | 1,715,000 | 2,206,000 |
| Noninterest expense | 1,816,000 | 3,573,000 | 5,299,000 | 7,027,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,356,000 | 2,833,000 | 4,497,000 | 6,099,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 1,356,000 | 2,831,000 | 4,495,000 | 6,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,553,000 | 57,027,000 | 58,191,000 | 59,793,000 |
| Total capital | 59,561,000 | 59,896,000 | 61,151,000 | 62,309,000 |
| Risk-weighted assets | 236,692,000 | 267,954,000 | 245,562,000 | 236,650,000 |