Call reports 2014
PEOPLES BANK MIDWEST — 2014
What PEOPLES BANK MIDWEST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 295,187,000 | 303,706,000 | 312,194,000 | 315,718,000 |
| Total loans | 208,557,000 | 214,905,000 | 209,192,000 | 209,441,000 |
| Allowance for loan losses | 2,859,000 | 2,940,000 | 2,718,000 | 2,877,000 |
| Securities available for sale | 54,761,000 | 55,606,000 | 56,201,000 | 55,410,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,966,000 | 234,680,000 | 244,373,000 | 246,720,000 |
| Interest-bearing deposits | 175,418,000 | 174,786,000 | 180,672,000 | 187,768,000 |
| Noninterest-bearing deposits | 46,548,000 | 59,894,000 | 63,701,000 | 58,952,000 |
| Equity capital | 54,058,000 | 55,463,000 | 56,210,000 | 56,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,012,000 | 6,122,000 | 9,246,000 | 12,301,000 |
| Interest expense | 323,000 | 621,000 | 887,000 | 1,144,000 |
| Net interest income | 2,689,000 | 5,501,000 | 8,359,000 | 11,157,000 |
| Noninterest income | 397,000 | 913,000 | 1,170,000 | 1,113,000 |
| Noninterest expense | 1,981,000 | 3,767,000 | 5,553,000 | 7,379,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 955,000 | 2,347,000 | 3,526,000 | 4,291,000 |
| Income tax | 0 | 0 | 0 | 6,000 |
| Net income | 955,000 | 2,347,000 | 3,526,000 | 4,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,866,000 | 53,758,000 | 54,437,000 | 55,196,000 |
| Total capital | 55,793,000 | 56,766,000 | 57,223,000 | 58,141,000 |
| Risk-weighted assets | 239,614,000 | 245,379,000 | 244,607,000 | 240,736,000 |