Call reports 2017
VALLEY BANK & TRUST — 2017
What VALLEY BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Total assets | 320,691,000 | 314,187,000 | 330,092,000 |
| Total loans | 164,330,000 | 171,748,000 | 173,113,000 |
| Allowance for loan losses | 2,478,000 | 2,426,000 | 2,543,000 |
| Securities available for sale | 126,107,000 | 109,141,000 | 111,793,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 290,467,000 | 280,620,000 | 295,768,000 |
| Interest-bearing deposits | 169,583,000 | 163,014,000 | 166,096,000 |
| Noninterest-bearing deposits | 120,884,000 | 117,606,000 | 129,672,000 |
| Equity capital | 28,047,000 | 31,243,000 | 31,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Interest income | 2,861,000 | 5,948,000 | 9,049,000 |
| Interest expense | 93,000 | 168,000 | 237,000 |
| Net interest income | 2,768,000 | 5,780,000 | 8,812,000 |
| Noninterest income | 749,000 | 1,704,000 | 2,308,000 |
| Noninterest expense | 2,342,000 | 4,703,000 | 7,512,000 |
| Provision for loan losses | 0 | 0 | 21,000 |
| Pretax income | 1,175,000 | 2,619,000 | 3,425,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 1,175,000 | 2,619,000 | 3,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Tier 1 capital | 29,600,000 | 30,663,000 | 31,722,000 |
| Total capital | 32,078,000 | 33,089,000 | 34,265,000 |
| Risk-weighted assets | 214,749,000 | 217,764,000 | 218,809,000 |