Call reports 2013
VALLEY BANK & TRUST — 2013
What VALLEY BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 262,354,000 | 263,849,000 | 276,138,000 | 275,009,000 |
| Total loans | 112,009,000 | 117,351,000 | 120,485,000 | 122,056,000 |
| Allowance for loan losses | 1,816,000 | 1,910,000 | 1,962,000 | 1,965,000 |
| Securities available for sale | 109,557,000 | 112,281,000 | 117,120,000 | 106,427,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,441,000 | 242,902,000 | 254,222,000 | 253,097,000 |
| Interest-bearing deposits | 162,838,000 | 166,573,000 | 169,952,000 | 164,233,000 |
| Noninterest-bearing deposits | 74,603,000 | 76,329,000 | 84,270,000 | 88,864,000 |
| Equity capital | 23,578,000 | 19,705,000 | 20,590,000 | 20,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,420,000 | 4,934,000 | 7,492,000 | 10,068,000 |
| Interest expense | 155,000 | 302,000 | 444,000 | 568,000 |
| Net interest income | 2,265,000 | 4,632,000 | 7,048,000 | 9,500,000 |
| Noninterest income | 654,000 | 1,249,000 | 1,851,000 | 2,376,000 |
| Noninterest expense | 3,521,000 | 6,814,000 | 9,534,000 | 12,240,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -626,000 | -820,000 | -522,000 | -193,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -626,000 | -820,000 | -522,000 | -193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,004,000 | 22,644,000 | 22,900,000 | 23,160,000 |
| Total capital | 24,820,000 | 24,554,000 | 24,862,000 | 25,125,000 |
| Risk-weighted assets | 173,982,000 | 179,429,000 | 182,643,000 | 175,775,000 |
Machine access — free, no API key
Every figure shown here about VALLEY BANK & TRUST — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.