Call reports 2016
MID AMERICA BANK & TRUST COMPANY — 2016
What MID AMERICA BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 151,025,000 | 154,541,000 | 153,403,000 | 154,626,000 |
| Total loans | 97,508,000 | 97,417,000 | 99,507,000 | 104,692,000 |
| Allowance for loan losses | 1,149,000 | 1,204,000 | 1,121,000 | 1,107,000 |
| Securities available for sale | 23,798,000 | 22,331,000 | 19,653,000 | 17,279,000 |
| Securities held to maturity | 2,000 | 2,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,646,000 | 123,487,000 | 121,260,000 | 121,677,000 |
| Interest-bearing deposits | 97,243,000 | 95,823,000 | 93,937,000 | 91,487,000 |
| Noninterest-bearing deposits | 24,403,000 | 27,664,000 | 27,323,000 | 30,190,000 |
| Equity capital | 28,478,000 | 29,776,000 | 30,962,000 | 31,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,452,000 | 2,846,000 | 4,240,000 | 5,633,000 |
| Interest expense | 181,000 | 359,000 | 536,000 | 711,000 |
| Net interest income | 1,271,000 | 2,487,000 | 3,704,000 | 4,922,000 |
| Noninterest income | 2,324,000 | 4,738,000 | 7,228,000 | 9,961,000 |
| Noninterest expense | 1,432,000 | 2,856,000 | 4,268,000 | 5,840,000 |
| Provision for loan losses | 50,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 2,113,000 | 4,269,000 | 6,564,000 | 8,943,000 |
| Income tax | 767,000 | 1,561,000 | 2,372,000 | 3,224,000 |
| Net income | 1,346,000 | 2,708,000 | 4,192,000 | 5,719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,944,000 | 27,041,000 | 28,325,000 | 29,475,000 |
| Total capital | 27,103,000 | 28,255,000 | 29,456,000 | 30,592,000 |
| Risk-weighted assets | 103,314,000 | 104,423,000 | 105,718,000 | 109,888,000 |