Call reports 2015
MID AMERICA BANK & TRUST COMPANY — 2015
What MID AMERICA BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 146,404,000 | 146,188,000 | 147,892,000 | 149,580,000 |
| Total loans | 96,114,000 | 96,904,000 | 97,591,000 | 96,783,000 |
| Allowance for loan losses | 1,112,000 | 1,187,000 | 1,205,000 | 1,106,000 |
| Securities available for sale | 32,817,000 | 32,124,000 | 32,462,000 | 26,691,000 |
| Securities held to maturity | 3,000 | 3,000 | 3,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,977,000 | 120,625,000 | 119,803,000 | 121,339,000 |
| Interest-bearing deposits | 98,908,000 | 98,148,000 | 97,696,000 | 97,792,000 |
| Noninterest-bearing deposits | 22,069,000 | 22,477,000 | 22,107,000 | 23,547,000 |
| Equity capital | 24,546,000 | 24,848,000 | 26,390,000 | 27,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,512,000 | 2,992,000 | 4,477,000 | 5,935,000 |
| Interest expense | 184,000 | 374,000 | 562,000 | 750,000 |
| Net interest income | 1,328,000 | 2,618,000 | 3,915,000 | 5,185,000 |
| Noninterest income | 1,952,000 | 4,163,000 | 6,209,000 | 8,540,000 |
| Noninterest expense | 1,295,000 | 2,764,000 | 4,117,000 | 5,734,000 |
| Provision for loan losses | 75,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 1,910,000 | 3,867,000 | 5,857,000 | 7,993,000 |
| Income tax | 739,000 | 1,458,000 | 2,154,000 | 2,890,000 |
| Net income | 1,171,000 | 2,409,000 | 3,703,000 | 5,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,913,000 | 22,650,000 | 23,945,000 | 25,077,000 |
| Total capital | 23,035,000 | 23,847,000 | 25,160,000 | 26,193,000 |
| Risk-weighted assets | 101,960,000 | 102,963,000 | 102,896,000 | 102,055,000 |