Call reports 2025
DELAWARE NATIONAL BANK OF DELHI, THE — 2025
What DELAWARE NATIONAL BANK OF DELHI, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 386,281,000 | 372,328,000 | 370,192,000 | 370,521,000 |
| Total loans | 259,129,000 | 260,657,000 | 259,447,000 | 261,627,000 |
| Allowance for loan losses | 1,280,000 | 1,283,000 | 1,295,000 | 1,313,000 |
| Securities available for sale | 73,369,000 | 72,613,000 | 73,898,000 | 73,867,000 |
| Securities held to maturity | 741,000 | 1,000,000 | 1,000,000 | 925,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 352,005,000 | 338,264,000 | 333,947,000 | 334,415,000 |
| Interest-bearing deposits | 277,423,000 | 263,806,000 | 258,373,000 | 256,832,000 |
| Noninterest-bearing deposits | 74,582,000 | 74,458,000 | 75,574,000 | 77,583,000 |
| Equity capital | 29,827,000 | 29,548,000 | 31,480,000 | 31,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,427,000 | 6,889,000 | 10,401,000 | 13,930,000 |
| Interest expense | 1,358,000 | 2,718,000 | 4,020,000 | 5,250,000 |
| Net interest income | 2,069,000 | 4,171,000 | 6,381,000 | 8,680,000 |
| Noninterest income | 423,000 | 824,000 | 1,221,000 | 1,653,000 |
| Noninterest expense | 1,857,000 | 3,636,000 | 5,413,000 | 7,140,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 620,000 | 1,329,000 | 2,144,000 | 3,133,000 |
| Income tax | 117,000 | 269,000 | 425,000 | 623,000 |
| Net income | 503,000 | 1,060,000 | 1,719,000 | 2,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,250,000 | 38,156,000 | 38,309,000 | 38,004,000 |