Call reports 2024
DELAWARE NATIONAL BANK OF DELHI, THE — 2024
What DELAWARE NATIONAL BANK OF DELHI, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 371,600,000 | 362,842,000 | 359,625,000 | 368,036,000 |
| Total loans | 254,007,000 | 254,960,000 | 257,465,000 | 257,374,000 |
| Allowance for loan losses | 1,225,000 | 1,252,000 | 1,264,000 | 1,279,000 |
| Securities available for sale | 69,947,000 | 68,731,000 | 68,862,000 | 69,325,000 |
| Securities held to maturity | 550,000 | 414,000 | 384,000 | 759,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,481,000 | 330,609,000 | 321,922,000 | 335,240,000 |
| Interest-bearing deposits | 270,071,000 | 259,971,000 | 251,462,000 | 260,569,000 |
| Noninterest-bearing deposits | 69,410,000 | 70,638,000 | 70,460,000 | 74,671,000 |
| Equity capital | 27,720,000 | 27,611,000 | 30,292,000 | 28,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,243,000 | 6,456,000 | 9,691,000 | 12,937,000 |
| Interest expense | 1,312,000 | 2,626,000 | 3,955,000 | 5,250,000 |
| Net interest income | 1,931,000 | 3,830,000 | 5,736,000 | 7,687,000 |
| Noninterest income | 388,000 | 809,000 | 1,222,000 | 1,631,000 |
| Noninterest expense | 1,804,000 | 3,608,000 | 5,343,000 | 7,091,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 498,000 | 999,000 | 1,568,000 | 2,165,000 |
| Income tax | 66,000 | 183,000 | 301,000 | 425,000 |
| Net income | 432,000 | 816,000 | 1,267,000 | 1,740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,171,000 | 37,323,000 | 37,775,000 | 37,977,000 |