Call reports 2023
DELAWARE NATIONAL BANK OF DELHI, THE — 2023
What DELAWARE NATIONAL BANK OF DELHI, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 395,543,000 | 372,337,000 | 370,403,000 | 371,450,000 |
| Total loans | 249,230,000 | 249,620,000 | 252,419,000 | 255,627,000 |
| Allowance for loan losses | 1,204,000 | 1,224,000 | 1,212,000 | 1,225,000 |
| Securities available for sale | 84,921,000 | 80,597,000 | 75,325,000 | 76,397,000 |
| Securities held to maturity | 606,000 | 617,000 | 568,000 | 568,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,807,000 | 337,128,000 | 315,307,000 | 322,604,000 |
| Interest-bearing deposits | 285,704,000 | 260,087,000 | 241,213,000 | 250,419,000 |
| Noninterest-bearing deposits | 77,103,000 | 77,041,000 | 74,094,000 | 72,185,000 |
| Equity capital | 28,681,000 | 27,145,000 | 25,911,000 | 28,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,906,000 | 5,982,000 | 9,124,000 | 12,341,000 |
| Interest expense | 676,000 | 1,625,000 | 2,771,000 | 4,134,000 |
| Net interest income | 2,230,000 | 4,357,000 | 6,353,000 | 8,207,000 |
| Noninterest income | 385,000 | 757,000 | 1,154,000 | 1,534,000 |
| Noninterest expense | 1,832,000 | 3,635,000 | 5,461,000 | 7,273,000 |
| Provision for loan losses | 30,000 | 50,000 | 50,000 | 55,000 |
| Pretax income | 753,000 | 1,429,000 | 1,996,000 | 2,413,000 |
| Income tax | 148,000 | 289,000 | 383,000 | 465,000 |
| Net income | 605,000 | 1,140,000 | 1,613,000 | 1,948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,706,000 | 37,508,000 | 37,985,000 | 37,932,000 |