Call reports 2022
DELAWARE NATIONAL BANK OF DELHI, THE — 2022
What DELAWARE NATIONAL BANK OF DELHI, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 390,293,000 | 391,193,000 | 382,222,000 | 376,554,000 |
| Total loans | 231,862,000 | 243,350,000 | 247,813,000 | 247,364,000 |
| Allowance for loan losses | 1,046,000 | 1,078,000 | 1,111,000 | 1,159,000 |
| Securities available for sale | 100,326,000 | 90,894,000 | 83,633,000 | 81,004,000 |
| Securities held to maturity | 760,000 | 673,000 | 623,000 | 623,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,578,000 | 355,413,000 | 348,699,000 | 344,608,000 |
| Interest-bearing deposits | 275,845,000 | 276,189,000 | 265,016,000 | 263,513,000 |
| Noninterest-bearing deposits | 79,733,000 | 79,224,000 | 83,683,000 | 81,095,000 |
| Equity capital | 30,807,000 | 27,835,000 | 26,141,000 | 27,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,382,000 | 4,790,000 | 7,343,000 | 10,067,000 |
| Interest expense | 258,000 | 551,000 | 904,000 | 1,346,000 |
| Net interest income | 2,124,000 | 4,239,000 | 6,439,000 | 8,721,000 |
| Noninterest income | 348,000 | 695,000 | 1,059,000 | 1,382,000 |
| Noninterest expense | 1,678,000 | 3,320,000 | 4,979,000 | 6,701,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 764,000 | 1,554,000 | 2,429,000 | 3,282,000 |
| Income tax | 154,000 | 318,000 | 509,000 | 689,000 |
| Net income | 610,000 | 1,236,000 | 1,920,000 | 2,593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,753,000 | 36,381,000 | 37,062,000 | 37,736,000 |