Call reports 2021
DELAWARE NATIONAL BANK OF DELHI, THE — 2021
What DELAWARE NATIONAL BANK OF DELHI, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 372,547,000 | 369,275,000 | 376,835,000 | 384,248,000 |
| Total loans | 202,302,000 | 211,105,000 | 215,177,000 | 221,129,000 |
| Allowance for loan losses | 730,000 | 844,000 | 937,000 | 1,016,000 |
| Securities available for sale | 101,345,000 | 100,114,000 | 96,896,000 | 101,962,000 |
| Securities held to maturity | 2,240,000 | 830,000 | 785,000 | 785,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,965,000 | 331,006,000 | 338,116,000 | 345,843,000 |
| Interest-bearing deposits | 259,589,000 | 258,691,000 | 261,205,000 | 267,830,000 |
| Noninterest-bearing deposits | 75,376,000 | 72,315,000 | 76,911,000 | 78,013,000 |
| Equity capital | 33,721,000 | 34,293,000 | 34,696,000 | 34,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,303,000 | 4,631,000 | 6,922,000 | 9,230,000 |
| Interest expense | 287,000 | 565,000 | 840,000 | 1,109,000 |
| Net interest income | 2,016,000 | 4,066,000 | 6,082,000 | 8,121,000 |
| Noninterest income | 346,000 | 695,000 | 1,059,000 | 1,405,000 |
| Noninterest expense | 1,603,000 | 3,248,000 | 4,926,000 | 6,605,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 669,000 | 1,333,000 | 1,945,000 | 2,561,000 |
| Income tax | 134,000 | 233,000 | 356,000 | 485,000 |
| Net income | 535,000 | 1,100,000 | 1,589,000 | 2,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,680,000 | 34,168,000 | 34,657,000 | 35,142,000 |