Call reports 2020
DELAWARE NATIONAL BANK OF DELHI, THE — 2020
What DELAWARE NATIONAL BANK OF DELHI, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 302,235,000 | 327,683,000 | 336,613,000 | 341,680,000 |
| Total loans | 180,572,000 | 191,309,000 | 198,034,000 | 201,954,000 |
| Allowance for loan losses | 498,000 | 486,000 | 519,000 | 635,000 |
| Securities available for sale | 69,947,000 | 72,146,000 | 79,374,000 | 81,994,000 |
| Securities held to maturity | 1,068,000 | 2,280,000 | 2,235,000 | 2,275,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,673,000 | 290,370,000 | 298,725,000 | 303,423,000 |
| Interest-bearing deposits | 217,371,000 | 231,094,000 | 232,244,000 | 237,996,000 |
| Noninterest-bearing deposits | 48,302,000 | 59,276,000 | 66,481,000 | 65,427,000 |
| Equity capital | 32,770,000 | 33,308,000 | 33,903,000 | 34,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,536,000 | 5,331,000 | 7,480,000 | 9,879,000 |
| Interest expense | 428,000 | 805,000 | 1,160,000 | 1,487,000 |
| Net interest income | 2,108,000 | 4,526,000 | 6,320,000 | 8,392,000 |
| Noninterest income | 340,000 | 309,000 | 981,000 | 1,366,000 |
| Noninterest expense | 1,666,000 | 3,397,000 | 5,007,000 | 6,704,000 |
| Provision for loan losses | 35,000 | 100,000 | 190,000 | 280,000 |
| Pretax income | 747,000 | 1,338,000 | 2,104,000 | 2,774,000 |
| Income tax | 142,000 | 248,000 | 403,000 | 551,000 |
| Net income | 605,000 | 1,090,000 | 1,701,000 | 2,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,835,000 | 32,086,000 | 32,659,000 | 33,145,000 |