Call reports 2019
DELAWARE NATIONAL BANK OF DELHI, THE — 2019
What DELAWARE NATIONAL BANK OF DELHI, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 312,348,000 | 307,210,000 | 304,811,000 | 296,500,000 |
| Total loans | 177,709,000 | 178,609,000 | 179,852,000 | 181,680,000 |
| Allowance for loan losses | 490,000 | 483,000 | 461,000 | 477,000 |
| Securities available for sale | 76,309,000 | 76,548,000 | 70,458,000 | 67,831,000 |
| Securities held to maturity | 2,210,000 | 2,226,000 | 1,272,000 | 1,263,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,622,000 | 272,916,000 | 269,741,000 | 253,632,000 |
| Interest-bearing deposits | 231,182,000 | 226,342,000 | 215,696,000 | 205,202,000 |
| Noninterest-bearing deposits | 48,440,000 | 46,574,000 | 54,045,000 | 48,430,000 |
| Equity capital | 28,912,000 | 30,462,000 | 31,042,000 | 31,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,523,000 | 5,192,000 | 7,863,000 | 10,502,000 |
| Interest expense | 418,000 | 875,000 | 1,320,000 | 1,758,000 |
| Net interest income | 2,105,000 | 4,317,000 | 6,543,000 | 8,744,000 |
| Noninterest income | 302,000 | 649,000 | 1,013,000 | 1,333,000 |
| Noninterest expense | 1,626,000 | 3,227,000 | 4,888,000 | 6,623,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 60,000 |
| Pretax income | 781,000 | 1,739,000 | 2,628,000 | 3,394,000 |
| Income tax | 141,000 | 343,000 | 510,000 | 646,000 |
| Net income | 640,000 | 1,396,000 | 2,118,000 | 2,748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,659,000 | 30,301,000 | 30,793,000 | 31,266,000 |
| Total capital | 30,199,000 | 30,834,000 | 31,306,000 | 31,805,000 |
| Risk-weighted assets | 110,684,000 | 110,736,000 | 109,811,000 | 110,908,000 |