Call reports 2018
DELAWARE NATIONAL BANK OF DELHI, THE — 2018
What DELAWARE NATIONAL BANK OF DELHI, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 313,365,000 | 306,125,000 | 295,533,000 | 295,414,000 |
| Total loans | 173,600,000 | 176,073,000 | 175,563,000 | 174,258,000 |
| Allowance for loan losses | 555,000 | 521,000 | 497,000 | 502,000 |
| Securities available for sale | 80,826,000 | 75,224,000 | 69,036,000 | 66,444,000 |
| Securities held to maturity | 1,035,000 | 1,035,000 | 2,107,000 | 2,086,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,051,000 | 261,734,000 | 257,821,000 | 263,446,000 |
| Interest-bearing deposits | 233,942,000 | 213,406,000 | 208,631,000 | 211,107,000 |
| Noninterest-bearing deposits | 49,109,000 | 48,328,000 | 49,190,000 | 52,339,000 |
| Equity capital | 26,541,000 | 26,832,000 | 26,999,000 | 27,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,338,000 | 4,709,000 | 7,115,000 | 9,526,000 |
| Interest expense | 277,000 | 622,000 | 970,000 | 1,331,000 |
| Net interest income | 2,061,000 | 4,087,000 | 6,145,000 | 8,195,000 |
| Noninterest income | 327,000 | 691,000 | 1,033,000 | 1,388,000 |
| Noninterest expense | 1,573,000 | 3,230,000 | 4,843,000 | 6,670,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 832,000 | 1,565,000 | 2,368,000 | 2,946,000 |
| Income tax | 155,000 | 287,000 | 440,000 | 502,000 |
| Net income | 677,000 | 1,278,000 | 1,928,000 | 2,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,637,000 | 28,161,000 | 28,735,000 | 29,174,000 |
| Total capital | 28,237,000 | 28,727,000 | 29,277,000 | 29,721,000 |
| Risk-weighted assets | 106,932,000 | 106,611,000 | 105,664,000 | 107,293,000 |