Call reports 2017
DELAWARE NATIONAL BANK OF DELHI, THE — 2017
What DELAWARE NATIONAL BANK OF DELHI, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 317,251,000 | 314,319,000 | 310,729,000 | 314,715,000 |
| Total loans | 157,547,000 | 166,448,000 | 166,749,000 | 170,338,000 |
| Allowance for loan losses | 557,000 | 580,000 | 569,000 | 556,000 |
| Securities available for sale | 95,357,000 | 92,262,000 | 87,580,000 | 86,331,000 |
| Securities held to maturity | 1,507,000 | 1,218,000 | 1,167,000 | 1,137,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,868,000 | 276,531,000 | 278,479,000 | 280,997,000 |
| Interest-bearing deposits | 242,099,000 | 233,032,000 | 231,661,000 | 233,253,000 |
| Noninterest-bearing deposits | 44,769,000 | 43,499,000 | 46,818,000 | 47,744,000 |
| Equity capital | 26,889,000 | 27,822,000 | 28,037,000 | 27,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,086,000 | 4,313,000 | 6,566,000 | 8,871,000 |
| Interest expense | 278,000 | 564,000 | 854,000 | 1,135,000 |
| Net interest income | 1,808,000 | 3,749,000 | 5,712,000 | 7,736,000 |
| Noninterest income | 350,000 | 876,000 | 1,226,000 | 1,574,000 |
| Noninterest expense | 1,651,000 | 3,306,000 | 4,966,000 | 6,721,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 497,000 | 1,309,000 | 1,962,000 | 2,579,000 |
| Income tax | 121,000 | 329,000 | 510,000 | 941,000 |
| Net income | 376,000 | 980,000 | 1,452,000 | 1,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,930,000 | 27,494,000 | 27,930,000 | 27,730,000 |
| Total capital | 27,532,000 | 28,119,000 | 28,544,000 | 28,331,000 |
| Risk-weighted assets | 102,335,000 | 104,265,000 | 103,880,000 | 105,748,000 |