Call reports 2016
DELAWARE NATIONAL BANK OF DELHI, THE — 2016
What DELAWARE NATIONAL BANK OF DELHI, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 293,637,000 | 292,975,000 | 309,246,000 | 308,430,000 |
| Total loans | 114,191,000 | 121,949,000 | 145,587,000 | 159,759,000 |
| Allowance for loan losses | 465,000 | 481,000 | 553,000 | 547,000 |
| Securities available for sale | 119,059,000 | 113,484,000 | 106,220,000 | 92,735,000 |
| Securities held to maturity | 4,795,000 | 3,224,000 | 2,974,000 | 1,542,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,075,000 | 261,575,000 | 265,299,000 | 258,578,000 |
| Interest-bearing deposits | 223,862,000 | 222,563,000 | 222,934,000 | 214,939,000 |
| Noninterest-bearing deposits | 39,213,000 | 39,012,000 | 42,365,000 | 43,639,000 |
| Equity capital | 27,241,000 | 27,973,000 | 28,110,000 | 27,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,944,000 | 3,923,000 | 6,003,000 | 8,138,000 |
| Interest expense | 242,000 | 495,000 | 765,000 | 1,046,000 |
| Net interest income | 1,702,000 | 3,428,000 | 5,238,000 | 7,092,000 |
| Noninterest income | 336,000 | 700,000 | 1,110,000 | 1,480,000 |
| Noninterest expense | 1,670,000 | 3,322,000 | 4,964,000 | 6,600,000 |
| Provision for loan losses | 100,000 | 115,000 | 195,000 | 195,000 |
| Pretax income | 270,000 | 700,000 | 1,198,000 | 1,846,000 |
| Income tax | 54,000 | 150,000 | 254,000 | 454,000 |
| Net income | 216,000 | 550,000 | 944,000 | 1,392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,344,000 | 26,640,000 | 26,996,000 | 27,401,000 |
| Total capital | 26,854,000 | 27,166,000 | 27,594,000 | 27,993,000 |
| Risk-weighted assets | 107,823,000 | 110,448,000 | 108,928,000 | 103,870,000 |