Call reports 2015
DELAWARE NATIONAL BANK OF DELHI, THE — 2015
What DELAWARE NATIONAL BANK OF DELHI, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 287,221,000 | 279,886,000 | 281,242,000 | 285,489,000 |
| Total loans | 98,704,000 | 96,662,000 | 98,135,000 | 100,800,000 |
| Allowance for loan losses | 734,000 | 766,000 | 692,000 | 430,000 |
| Securities available for sale | 124,785,000 | 122,407,000 | 113,920,000 | 113,890,000 |
| Securities held to maturity | 7,613,000 | 7,400,000 | 6,171,000 | 4,976,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,694,000 | 250,639,000 | 250,989,000 | 255,267,000 |
| Interest-bearing deposits | 222,606,000 | 216,149,000 | 211,088,000 | 214,210,000 |
| Noninterest-bearing deposits | 35,088,000 | 34,490,000 | 39,901,000 | 41,057,000 |
| Equity capital | 26,407,000 | 25,977,000 | 26,939,000 | 26,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,994,000 | 4,002,000 | 5,987,000 | 7,912,000 |
| Interest expense | 243,000 | 488,000 | 731,000 | 971,000 |
| Net interest income | 1,751,000 | 3,514,000 | 5,256,000 | 6,941,000 |
| Noninterest income | 378,000 | 810,000 | 1,231,000 | 1,654,000 |
| Noninterest expense | 1,498,000 | 3,113,000 | 4,762,000 | 6,396,000 |
| Provision for loan losses | 20,000 | 50,000 | 80,000 | 140,000 |
| Pretax income | 611,000 | 1,161,000 | 1,692,000 | 2,160,000 |
| Income tax | 129,000 | 230,000 | 233,000 | 404,000 |
| Net income | 482,000 | 931,000 | 1,459,000 | 1,756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,206,000 | 25,614,000 | 26,108,000 | 26,358,000 |
| Total capital | 25,985,000 | 26,425,000 | 26,845,000 | 26,833,000 |
| Risk-weighted assets | 102,854,000 | 103,270,000 | 102,101,000 | 107,437,000 |