Call reports 2014
DELAWARE NATIONAL BANK OF DELHI, THE — 2014
What DELAWARE NATIONAL BANK OF DELHI, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 290,199,000 | 285,307,000 | 285,697,000 | 281,937,000 |
| Total loans | 94,516,000 | 96,470,000 | 97,686,000 | 98,397,000 |
| Allowance for loan losses | 779,000 | 808,000 | 786,000 | 739,000 |
| Securities available for sale | 140,415,000 | 138,102,000 | 129,949,000 | 126,198,000 |
| Securities held to maturity | 5,455,000 | 4,985,000 | 6,172,000 | 7,755,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,462,000 | 257,781,000 | 257,743,000 | 252,866,000 |
| Interest-bearing deposits | 229,700,000 | 222,797,000 | 221,068,000 | 217,981,000 |
| Noninterest-bearing deposits | 33,762,000 | 34,984,000 | 36,675,000 | 34,885,000 |
| Equity capital | 23,273,000 | 24,268,000 | 24,771,000 | 25,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,101,000 | 4,190,000 | 6,237,000 | 8,284,000 |
| Interest expense | 291,000 | 574,000 | 830,000 | 1,083,000 |
| Net interest income | 1,810,000 | 3,616,000 | 5,407,000 | 7,201,000 |
| Noninterest income | 361,000 | 736,000 | 1,113,000 | 1,547,000 |
| Noninterest expense | 1,602,000 | 3,201,000 | 4,804,000 | 6,453,000 |
| Provision for loan losses | 38,000 | 75,000 | 70,000 | 24,000 |
| Pretax income | 531,000 | 1,081,000 | 1,670,000 | 2,340,000 |
| Income tax | 131,000 | 195,000 | 326,000 | 450,000 |
| Net income | 400,000 | 886,000 | 1,344,000 | 1,890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,780,000 | 24,210,000 | 24,666,000 | 25,148,000 |
| Total capital | 24,603,000 | 25,062,000 | 25,502,000 | 25,932,000 |
| Risk-weighted assets | 99,842,000 | 99,911,000 | 100,336,000 | 100,060,000 |