Call reports 2025
GRAND BANK — 2025
What GRAND BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 647,274,000 | 664,585,000 | 670,164,000 | 653,794,000 |
| Total loans | 511,032,000 | 510,968,000 | 530,587,000 | 539,182,000 |
| Allowance for loan losses | 8,712,000 | 8,822,000 | 8,788,000 | 8,954,000 |
| Securities available for sale | 62,293,000 | 66,071,000 | 73,198,000 | 73,553,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 570,972,000 | 587,969,000 | 589,575,000 | 562,597,000 |
| Interest-bearing deposits | 410,805,000 | 416,167,000 | 419,008,000 | 383,312,000 |
| Noninterest-bearing deposits | 160,167,000 | 171,802,000 | 170,567,000 | 179,285,000 |
| Equity capital | 57,983,000 | 58,924,000 | 62,336,000 | 63,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,366,000 | 18,643,000 | 28,314,000 | 37,762,000 |
| Interest expense | 3,211,000 | 6,363,000 | 9,512,000 | 12,299,000 |
| Net interest income | 6,155,000 | 12,280,000 | 18,802,000 | 25,463,000 |
| Noninterest income | 269,000 | 554,000 | 844,000 | 1,135,000 |
| Noninterest expense | 3,588,000 | 7,392,000 | 11,366,000 | 15,380,000 |
| Provision for loan losses | -30,000 | 80,000 | 46,000 | 200,000 |
| Pretax income | 2,776,000 | 5,322,000 | 8,100,000 | 10,978,000 |
| Income tax | 651,000 | 1,281,000 | 1,971,000 | 2,662,000 |
| Net income | 2,125,000 | 4,041,000 | 6,129,000 | 8,316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,877,000 | 68,794,000 | 70,131,000 | 70,318,000 |
| Total capital | 73,467,000 | 75,438,000 | 77,064,000 | 77,320,000 |
| Risk-weighted assets | 524,710,000 | 529,101,000 | 552,428,000 | 557,913,000 |
Machine access — free, no API key
Every figure shown here about GRAND BANK — 2025 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.