Call reports 2023
GRAND BANK — 2023
What GRAND BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 580,023,000 | 574,803,000 | 596,527,000 | 591,730,000 |
| Total loans | 461,465,000 | 471,425,000 | 472,177,000 | 473,552,000 |
| Allowance for loan losses | 8,569,000 | 8,629,000 | 8,689,000 | 8,388,000 |
| Securities available for sale | 64,040,000 | 62,655,000 | 60,643,000 | 67,399,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 477,672,000 | 497,175,000 | 529,800,000 | 520,807,000 |
| Interest-bearing deposits | 336,966,000 | 346,854,000 | 380,094,000 | 374,867,000 |
| Noninterest-bearing deposits | 140,706,000 | 150,321,000 | 149,706,000 | 145,940,000 |
| Equity capital | 49,455,000 | 50,240,000 | 49,305,000 | 53,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,999,000 | 14,814,000 | 22,827,000 | 31,184,000 |
| Interest expense | 1,824,000 | 4,359,000 | 6,986,000 | 9,863,000 |
| Net interest income | 5,175,000 | 10,455,000 | 15,841,000 | 21,321,000 |
| Noninterest income | 245,000 | 698,000 | 1,221,000 | 1,488,000 |
| Noninterest expense | 3,116,000 | 6,561,000 | 10,004,000 | 13,682,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 2,208,000 | 4,436,000 | 6,842,000 | 8,851,000 |
| Income tax | 499,000 | 987,000 | 1,478,000 | 1,902,000 |
| Net income | 1,709,000 | 3,449,000 | 5,364,000 | 6,949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,918,000 | 58,906,000 | 60,322,000 | 61,156,000 |
| Total capital | 64,069,000 | 65,045,000 | 66,461,000 | 67,271,000 |
| Risk-weighted assets | 489,653,000 | 488,627,000 | 488,549,000 | 486,573,000 |
Machine access — free, no API key
Every figure shown here about GRAND BANK — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.