Call reports 2017
WEST TEXAS STATE BANK — 2017
What WEST TEXAS STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 389,017,000 | 390,938,000 | 411,526,000 | 398,533,000 |
| Total loans | 205,912,000 | 214,995,000 | 207,826,000 | 206,512,000 |
| Allowance for loan losses | 8,642,000 | 5,542,000 | 5,643,000 | 4,463,000 |
| Securities available for sale | 70,351,000 | 88,423,000 | 93,201,000 | 76,186,000 |
| Securities held to maturity | 1,442,000 | 1,435,000 | 1,427,000 | 1,419,000 |
| Trading assets | 6,486,000 | 6,563,000 | 6,592,000 | 6,634,000 |
| Total deposits | 345,191,000 | 345,779,000 | 366,339,000 | 352,930,000 |
| Interest-bearing deposits | 137,588,000 | 137,401,000 | 137,065,000 | 160,948,000 |
| Noninterest-bearing deposits | 207,603,000 | 208,378,000 | 229,274,000 | 191,982,000 |
| Equity capital | 42,707,000 | 44,019,000 | 44,501,000 | 45,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,015,000 | 5,774,000 | 9,730,000 | 13,337,000 |
| Interest expense | 64,000 | 140,000 | 213,000 | 307,000 |
| Net interest income | 2,951,000 | 5,634,000 | 9,517,000 | 13,030,000 |
| Noninterest income | 412,000 | 1,373,000 | 1,284,000 | 1,762,000 |
| Noninterest expense | 2,878,000 | 5,753,000 | 8,632,000 | 11,479,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 125,000 |
| Pretax income | 393,000 | 1,202,000 | 2,070,000 | 2,996,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 393,000 | 1,202,000 | 2,070,000 | 2,996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,801,000 | 43,979,000 | 44,860,000 | 45,799,000 |
| Total capital | 46,460,000 | 47,751,000 | 48,371,000 | 49,182,000 |
| Risk-weighted assets | 287,653,000 | 300,056,000 | 278,791,000 | 269,596,000 |