Call reports 2013
WEST TEXAS STATE BANK — 2013
What WEST TEXAS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 375,843,000 | 375,928,000 | 377,233,000 | 391,690,000 |
| Total loans | 177,609,000 | 174,105,000 | 161,552,000 | 162,316,000 |
| Allowance for loan losses | 4,114,000 | 4,387,000 | 4,671,000 | 4,782,000 |
| Securities available for sale | 138,090,000 | 138,545,000 | 136,290,000 | 102,024,000 |
| Securities held to maturity | 4,357,000 | 4,357,000 | 4,357,000 | 4,358,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,145,000 | 340,197,000 | 339,980,000 | 352,509,000 |
| Interest-bearing deposits | 161,367,000 | 160,516,000 | 154,275,000 | 152,328,000 |
| Noninterest-bearing deposits | 177,778,000 | 179,681,000 | 185,705,000 | 200,181,000 |
| Equity capital | 36,375,000 | 35,305,000 | 36,614,000 | 38,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,190,000 | 6,308,000 | 9,319,000 | 12,097,000 |
| Interest expense | 108,000 | 209,000 | 297,000 | 364,000 |
| Net interest income | 3,082,000 | 6,099,000 | 9,022,000 | 11,733,000 |
| Noninterest income | 348,000 | 676,000 | 1,033,000 | 1,370,000 |
| Noninterest expense | 1,868,000 | 3,824,000 | 5,681,000 | 8,032,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,000,000 |
| Pretax income | 2,260,000 | 4,057,000 | 5,239,000 | 6,432,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,260,000 | 4,057,000 | 5,239,000 | 6,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,059,000 | 36,275,000 | 37,202,000 | 38,251,000 |
| Total capital | 38,863,000 | 40,079,000 | 40,927,000 | 41,732,000 |
| Risk-weighted assets | 304,045,000 | 303,748,000 | 297,062,000 | 277,164,000 |
Machine access — free, no API key
Every figure shown here about WEST TEXAS STATE BANK — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.