Call reports 2012
WEST TEXAS STATE BANK — 2012
What WEST TEXAS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 388,247,000 | 371,283,000 | 387,636,000 | 385,482,000 |
| Total loans | 177,697,000 | 179,541,000 | 182,161,000 | 181,471,000 |
| Allowance for loan losses | 3,415,000 | 3,823,000 | 3,508,000 | 3,878,000 |
| Securities available for sale | 99,906,000 | 93,500,000 | 113,555,000 | 128,166,000 |
| Securities held to maturity | 0 | 0 | 4,357,000 | 4,357,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,656,000 | 337,258,000 | 350,237,000 | 347,239,000 |
| Interest-bearing deposits | 178,013,000 | 164,883,000 | 171,113,000 | 163,960,000 |
| Noninterest-bearing deposits | 177,643,000 | 172,375,000 | 179,124,000 | 183,279,000 |
| Equity capital | 32,330,000 | 33,706,000 | 36,963,000 | 36,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,979,000 | 6,152,000 | 9,238,000 | 12,484,000 |
| Interest expense | 157,000 | 324,000 | 474,000 | 594,000 |
| Net interest income | 2,822,000 | 5,828,000 | 8,764,000 | 11,890,000 |
| Noninterest income | 281,000 | 588,000 | 903,000 | 1,217,000 |
| Noninterest expense | 1,719,000 | 3,497,000 | 5,289,000 | 7,510,000 |
| Provision for loan losses | 225,000 | 450,000 | 775,000 | 2,150,000 |
| Pretax income | 1,803,000 | 4,014,000 | 6,386,000 | 7,210,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,803,000 | 4,014,000 | 6,386,000 | 7,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,994,000 | 33,015,000 | 34,961,000 | 35,141,000 |
| Total capital | 34,027,000 | 35,963,000 | 38,368,000 | 38,785,000 |
| Risk-weighted assets | 242,237,000 | 234,935,000 | 272,486,000 | 291,299,000 |
Machine access — free, no API key
Every figure shown here about WEST TEXAS STATE BANK — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.