Call reports 2026
FARMERS & MERCHANTS STATE BANK, THE — 2026
What FARMERS & MERCHANTS STATE BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 3,479,335,000 | 3,490,494,000 |
| Total loans | 2,687,544,000 | 2,708,007,000 |
| Allowance for loan losses | 27,830,000 | 27,941,000 |
| Securities available for sale | 424,975,000 | 438,492,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 2,815,802,000 | 2,873,662,000 |
| Interest-bearing deposits | 2,289,314,000 | 2,363,289,000 |
| Noninterest-bearing deposits | 526,488,000 | 510,373,000 |
| Equity capital | 394,985,000 | 400,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 43,233,000 | 88,801,000 |
| Interest expense | 15,570,000 | 32,014,000 |
| Net interest income | 27,663,000 | 56,787,000 |
| Noninterest income | 4,773,000 | 9,759,000 |
| Noninterest expense | 18,996,000 | 37,547,000 |
| Provision for loan losses | 302,000 | 475,000 |
| Pretax income | 12,834,000 | 28,184,000 |
| Income tax | 2,866,000 | 5,960,000 |
| Net income | 9,968,000 | 22,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 318,438,000 | 324,999,000 |
| Total capital | 347,309,000 | 354,129,000 |
| Risk-weighted assets | 2,711,288,000 | 2,743,867,000 |