Call reports 2019
FARMERS & MERCHANTS STATE BANK, THE — 2019
What FARMERS & MERCHANTS STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,447,562,000 | 1,505,223,000 | 1,551,197,000 | 1,582,933,000 |
| Total loans | 1,099,324,000 | 1,093,040,000 | 1,159,302,000 | 1,223,247,000 |
| Allowance for loan losses | 6,636,000 | 6,683,000 | 6,759,000 | 7,228,000 |
| Securities available for sale | 162,305,000 | 185,117,000 | 172,940,000 | 205,097,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,188,899,000 | 1,242,871,000 | 1,278,668,000 | 1,289,151,000 |
| Interest-bearing deposits | 921,171,000 | 999,837,000 | 1,016,309,000 | 1,023,191,000 |
| Noninterest-bearing deposits | 267,728,000 | 243,034,000 | 262,359,000 | 265,960,000 |
| Equity capital | 198,739,000 | 200,342,000 | 203,366,000 | 204,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 15,758,000 | 33,939,000 | 50,829,000 | 67,860,000 |
| Interest expense | 3,085,000 | 6,834,000 | 10,946,000 | 14,759,000 |
| Net interest income | 12,673,000 | 27,105,000 | 39,883,000 | 53,101,000 |
| Noninterest income | 2,613,000 | 5,463,000 | 8,425,000 | 11,250,000 |
| Noninterest expense | 11,478,000 | 21,128,000 | 31,611,000 | 41,326,000 |
| Provision for loan losses | 30,000 | 163,000 | 410,000 | 1,138,000 |
| Pretax income | 3,776,000 | 11,275,000 | 16,320,000 | 21,907,000 |
| Income tax | 741,000 | 2,277,000 | 3,250,000 | 4,385,000 |
| Net income | 3,035,000 | 8,998,000 | 13,070,000 | 17,522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 148,960,000 | 148,439,000 | 151,022,000 | 152,855,000 |
| Total capital | 155,942,000 | 155,492,000 | 158,211,000 | 160,562,000 |
| Risk-weighted assets | 1,134,839,000 | 1,142,075,000 | 1,212,990,000 | 1,304,996,000 |