Call reports 2018
FARMERS & MERCHANTS STATE BANK, THE — 2018
What FARMERS & MERCHANTS STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,099,257,000 | 1,080,434,000 | 1,083,013,000 | 1,087,497,000 |
| Total loans | 837,506,000 | 831,928,000 | 840,377,000 | 846,869,000 |
| Allowance for loan losses | 6,800,000 | 6,789,000 | 6,755,000 | 6,775,000 |
| Securities available for sale | 173,108,000 | 166,804,000 | 162,998,000 | 155,470,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 954,140,000 | 931,364,000 | 929,478,000 | 929,434,000 |
| Interest-bearing deposits | 759,673,000 | 730,699,000 | 731,763,000 | 713,368,000 |
| Noninterest-bearing deposits | 194,467,000 | 200,665,000 | 197,715,000 | 216,066,000 |
| Equity capital | 110,209,000 | 112,218,000 | 113,589,000 | 116,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 11,038,000 | 22,465,000 | 34,103,000 | 45,997,000 |
| Interest expense | 1,463,000 | 2,990,000 | 4,754,000 | 6,572,000 |
| Net interest income | 9,575,000 | 19,475,000 | 29,349,000 | 39,425,000 |
| Noninterest income | 2,510,000 | 5,222,000 | 7,816,000 | 10,389,000 |
| Noninterest expense | 7,643,000 | 15,232,000 | 23,322,000 | 31,923,000 |
| Provision for loan losses | 40,000 | 172,000 | 219,000 | 324,000 |
| Pretax income | 4,402,000 | 9,293,000 | 13,634,000 | 17,660,000 |
| Income tax | 871,000 | 1,846,000 | 2,703,000 | 3,581,000 |
| Net income | 3,531,000 | 7,447,000 | 10,931,000 | 14,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,250,000 | 111,962,000 | 113,786,000 | 114,978,000 |
| Total capital | 116,315,000 | 119,066,000 | 120,874,000 | 122,027,000 |
| Risk-weighted assets | 898,801,000 | 895,402,000 | 900,047,000 | 907,430,000 |