Call reports 2016
FARMERS & MERCHANTS STATE BANK, THE — 2016
What FARMERS & MERCHANTS STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 989,068,000 | 1,001,667,000 | 1,024,176,000 | 1,035,722,000 |
| Total loans | 707,660,000 | 731,691,000 | 738,682,000 | 760,149,000 |
| Allowance for loan losses | 6,285,000 | 6,493,000 | 6,612,000 | 6,784,000 |
| Securities available for sale | 209,565,000 | 199,542,000 | 206,436,000 | 201,237,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 798,683,000 | 803,537,000 | 838,760,000 | 843,612,000 |
| Interest-bearing deposits | 634,363,000 | 632,720,000 | 662,961,000 | 655,185,000 |
| Noninterest-bearing deposits | 164,320,000 | 170,817,000 | 175,799,000 | 188,427,000 |
| Equity capital | 102,822,000 | 104,375,000 | 105,584,000 | 103,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,936,000 | 18,249,000 | 27,763,000 | 37,433,000 |
| Interest expense | 996,000 | 2,043,000 | 3,142,000 | 4,223,000 |
| Net interest income | 7,940,000 | 16,206,000 | 24,621,000 | 33,210,000 |
| Noninterest income | 2,437,000 | 5,020,000 | 7,714,000 | 10,299,000 |
| Noninterest expense | 6,944,000 | 13,543,000 | 20,471,000 | 27,301,000 |
| Provision for loan losses | 277,000 | 616,000 | 924,000 | 1,121,000 |
| Pretax income | 3,269,000 | 7,523,000 | 11,443,000 | 15,675,000 |
| Income tax | 988,000 | 2,317,000 | 3,528,000 | 4,888,000 |
| Net income | 2,281,000 | 5,206,000 | 7,915,000 | 10,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,848,000 | 98,322,000 | 99,579,000 | 100,999,000 |
| Total capital | 103,353,000 | 105,035,000 | 106,417,000 | 108,000,000 |
| Risk-weighted assets | 836,237,000 | 854,802,000 | 856,670,000 | 847,918,000 |