Call reports 2015
FARMERS & MERCHANTS STATE BANK, THE — 2015
What FARMERS & MERCHANTS STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 935,686,000 | 926,288,000 | 938,988,000 | 970,549,000 |
| Total loans | 614,709,000 | 620,591,000 | 635,239,000 | 685,878,000 |
| Allowance for loan losses | 5,977,000 | 5,927,000 | 6,165,000 | 6,057,000 |
| Securities available for sale | 231,060,000 | 238,251,000 | 231,192,000 | 218,727,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 777,211,000 | 762,450,000 | 769,084,000 | 772,115,000 |
| Interest-bearing deposits | 619,692,000 | 601,571,000 | 606,064,000 | 600,227,000 |
| Noninterest-bearing deposits | 157,519,000 | 160,879,000 | 163,020,000 | 171,888,000 |
| Equity capital | 99,592,000 | 99,067,000 | 100,848,000 | 100,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,129,000 | 16,361,000 | 24,746,000 | 33,423,000 |
| Interest expense | 858,000 | 1,728,000 | 2,664,000 | 3,587,000 |
| Net interest income | 7,271,000 | 14,633,000 | 22,082,000 | 29,836,000 |
| Noninterest income | 2,353,000 | 4,812,000 | 7,348,000 | 9,925,000 |
| Noninterest expense | 6,521,000 | 12,828,000 | 19,346,000 | 26,008,000 |
| Provision for loan losses | 114,000 | 297,000 | 540,000 | 625,000 |
| Pretax income | 3,098,000 | 6,566,000 | 9,871,000 | 13,455,000 |
| Income tax | 906,000 | 1,931,000 | 2,899,000 | 4,006,000 |
| Net income | 2,192,000 | 4,635,000 | 6,972,000 | 9,449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,628,000 | 94,353,000 | 95,222,000 | 96,231,000 |
| Total capital | 99,807,000 | 100,481,000 | 101,583,000 | 102,496,000 |
| Risk-weighted assets | 749,469,000 | 756,988,000 | 769,122,000 | 810,987,000 |