Call reports 2013
FARMERS & MERCHANTS STATE BANK, THE — 2013
What FARMERS & MERCHANTS STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 949,386,000 | 922,537,000 | 928,351,000 | 950,929,000 |
| Total loans | 484,828,000 | 501,074,000 | 523,326,000 | 576,113,000 |
| Allowance for loan losses | 5,344,000 | 5,297,000 | 5,030,000 | 5,194,000 |
| Securities available for sale | 360,821,000 | 354,474,000 | 337,298,000 | 309,553,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 773,507,000 | 748,872,000 | 746,373,000 | 776,783,000 |
| Interest-bearing deposits | 673,418,000 | 652,170,000 | 642,033,000 | 666,012,000 |
| Noninterest-bearing deposits | 100,089,000 | 96,702,000 | 104,340,000 | 110,771,000 |
| Equity capital | 94,873,000 | 91,468,000 | 92,348,000 | 93,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,701,000 | 15,467,000 | 23,311,000 | 31,398,000 |
| Interest expense | 1,412,000 | 2,773,000 | 4,080,000 | 5,170,000 |
| Net interest income | 6,289,000 | 12,694,000 | 19,231,000 | 26,228,000 |
| Noninterest income | 2,550,000 | 4,864,000 | 7,179,000 | 9,492,000 |
| Noninterest expense | 5,914,000 | 11,464,000 | 17,421,000 | 23,326,000 |
| Provision for loan losses | 167,000 | 279,000 | 582,000 | 858,000 |
| Pretax income | 2,979,000 | 6,413,000 | 9,139,000 | 12,311,000 |
| Income tax | 896,000 | 1,879,000 | 2,625,000 | 3,507,000 |
| Net income | 2,083,000 | 4,534,000 | 6,514,000 | 8,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,521,000 | 86,109,000 | 87,227,000 | 87,481,000 |
| Total capital | 90,037,000 | 91,593,000 | 92,426,000 | 92,838,000 |
| Risk-weighted assets | 587,804,000 | 597,582,000 | 618,165,000 | 658,425,000 |