Call reports 2012
FARMERS & MERCHANTS STATE BANK, THE — 2012
What FARMERS & MERCHANTS STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 944,948,000 | 944,399,000 | 921,095,000 | 946,811,000 |
| Total loans | 493,242,000 | 498,368,000 | 491,304,000 | 501,402,000 |
| Allowance for loan losses | 5,152,000 | 5,036,000 | 5,134,000 | 5,224,000 |
| Securities available for sale | 345,029,000 | 357,150,000 | 353,455,000 | 355,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 764,956,000 | 751,184,000 | 735,961,000 | 764,425,000 |
| Interest-bearing deposits | 680,994,000 | 660,457,000 | 647,476,000 | 659,285,000 |
| Noninterest-bearing deposits | 83,962,000 | 90,727,000 | 88,485,000 | 105,140,000 |
| Equity capital | 89,512,000 | 92,272,000 | 94,271,000 | 94,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,476,000 | 17,001,000 | 25,279,000 | 33,273,000 |
| Interest expense | 1,802,000 | 3,634,000 | 5,343,000 | 6,963,000 |
| Net interest income | 6,674,000 | 13,367,000 | 19,936,000 | 26,310,000 |
| Noninterest income | 1,981,000 | 4,321,000 | 6,719,000 | 9,342,000 |
| Noninterest expense | 5,586,000 | 11,061,000 | 16,573,000 | 22,482,000 |
| Provision for loan losses | 128,000 | 206,000 | 442,000 | 738,000 |
| Pretax income | 3,110,000 | 6,590,000 | 9,839,000 | 13,284,000 |
| Income tax | 901,000 | 1,890,000 | 2,788,000 | 3,765,000 |
| Net income | 2,209,000 | 4,700,000 | 7,051,000 | 9,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,585,000 | 80,265,000 | 81,753,000 | 83,359,000 |
| Total capital | 86,877,000 | 88,442,000 | 90,036,000 | 88,746,000 |
| Risk-weighted assets | 590,647,000 | 594,367,000 | 585,417,000 | 602,084,000 |