Call reports 2011
FARMERS & MERCHANTS STATE BANK, THE — 2011
What FARMERS & MERCHANTS STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 923,914,000 | 903,418,000 | 907,707,000 | 922,979,000 |
| Total loans | 513,257,000 | 506,160,000 | 505,464,000 | 506,215,000 |
| Allowance for loan losses | 5,752,000 | 5,489,000 | 5,138,000 | 5,091,000 |
| Securities available for sale | 303,472,000 | 327,666,000 | 316,372,000 | 327,519,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 741,095,000 | 723,287,000 | 720,526,000 | 740,366,000 |
| Interest-bearing deposits | 670,388,000 | 651,322,000 | 644,075,000 | 654,815,000 |
| Noninterest-bearing deposits | 70,707,000 | 71,965,000 | 76,451,000 | 85,551,000 |
| Equity capital | 80,608,000 | 83,188,000 | 88,109,000 | 89,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 9,655,000 | 18,498,000 | 27,355,000 | 36,658,000 |
| Interest expense | 2,399,000 | 4,686,000 | 6,856,000 | 8,867,000 |
| Net interest income | 7,256,000 | 13,812,000 | 20,499,000 | 27,791,000 |
| Noninterest income | 993,000 | 2,626,000 | 4,075,000 | 6,337,000 |
| Noninterest expense | 5,421,000 | 10,817,000 | 16,274,000 | 21,724,000 |
| Provision for loan losses | 772,000 | 1,429,000 | 1,522,000 | 1,715,000 |
| Pretax income | 2,395,000 | 4,564,000 | 7,282,000 | 11,193,000 |
| Income tax | 435,000 | 1,053,000 | 1,744,000 | 2,821,000 |
| Net income | 1,960,000 | 3,511,000 | 5,538,000 | 8,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,851,000 | 74,480,000 | 75,685,000 | 77,397,000 |
| Total capital | 94,755,000 | 95,113,000 | 86,978,000 | 85,618,000 |
| Risk-weighted assets | 620,271,000 | 607,255,000 | 605,979,000 | 595,699,000 |