Call reports 2010
FARMERS & MERCHANTS STATE BANK, THE — 2010
What FARMERS & MERCHANTS STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 870,297,000 | 861,879,000 | 899,253,000 | 905,834,000 |
| Total loans | 556,289,000 | 546,017,000 | 546,814,000 | 527,589,000 |
| Allowance for loan losses | 7,471,000 | 7,597,000 | 7,005,000 | 5,706,000 |
| Securities available for sale | 222,514,000 | 221,816,000 | 251,742,000 | 287,317,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 683,300,000 | 676,142,000 | 713,319,000 | 724,513,000 |
| Interest-bearing deposits | 624,441,000 | 615,154,000 | 647,552,000 | 653,959,000 |
| Noninterest-bearing deposits | 58,859,000 | 60,988,000 | 65,767,000 | 70,554,000 |
| Equity capital | 78,339,000 | 78,831,000 | 81,179,000 | 78,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 10,326,000 | 20,193,000 | 30,219,000 | 39,892,000 |
| Interest expense | 3,099,000 | 6,085,000 | 8,941,000 | 11,574,000 |
| Net interest income | 7,227,000 | 14,108,000 | 21,278,000 | 28,318,000 |
| Noninterest income | 1,556,000 | 3,227,000 | 5,171,000 | 7,237,000 |
| Noninterest expense | 5,809,000 | 10,940,000 | 16,376,000 | 22,064,000 |
| Provision for loan losses | 1,690,000 | 3,675,000 | 4,875,000 | 5,325,000 |
| Pretax income | 1,543,000 | 3,238,000 | 6,154,000 | 9,122,000 |
| Income tax | 316,000 | 698,000 | 1,494,000 | 2,300,000 |
| Net income | 1,227,000 | 2,540,000 | 4,660,000 | 6,822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,315,000 | 71,312,000 | 71,573,000 | 72,713,000 |
| Total capital | 94,007,000 | 94,139,000 | 93,767,000 | 93,572,000 |
| Risk-weighted assets | 648,327,000 | 634,298,000 | 641,047,000 | 628,756,000 |