Call reports 2009
FARMERS & MERCHANTS STATE BANK, THE — 2009
What FARMERS & MERCHANTS STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 830,390,000 | 804,156,000 | 825,477,000 | 853,296,000 |
| Total loans | 555,549,000 | 560,758,000 | 560,761,000 | 569,919,000 |
| Allowance for loan losses | 5,932,000 | 6,384,000 | 7,447,000 | 6,008,000 |
| Securities available for sale | 180,891,000 | 183,095,000 | 190,617,000 | 207,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 644,446,000 | 626,651,000 | 642,802,000 | 676,444,000 |
| Interest-bearing deposits | 586,528,000 | 570,100,000 | 583,372,000 | 613,191,000 |
| Noninterest-bearing deposits | 57,918,000 | 56,551,000 | 59,430,000 | 63,253,000 |
| Equity capital | 76,214,000 | 76,157,000 | 77,949,000 | 78,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 10,376,000 | 20,834,000 | 30,915,000 | 41,113,000 |
| Interest expense | 3,652,000 | 7,257,000 | 10,655,000 | 13,932,000 |
| Net interest income | 6,724,000 | 13,577,000 | 20,260,000 | 27,181,000 |
| Noninterest income | 1,725,000 | 3,371,000 | 5,082,000 | 6,653,000 |
| Noninterest expense | 5,636,000 | 11,154,000 | 16,550,000 | 21,674,000 |
| Provision for loan losses | 659,000 | 1,736,000 | 3,171,000 | 3,558,000 |
| Pretax income | 2,272,000 | 4,205,000 | 5,768,000 | 8,832,000 |
| Income tax | 584,000 | 1,098,000 | 1,464,000 | 2,319,000 |
| Net income | 1,688,000 | 3,107,000 | 4,304,000 | 6,513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,985,000 | 69,384,000 | 69,760,000 | 70,949,000 |
| Total capital | 90,120,000 | 91,027,000 | 92,493,000 | 92,184,000 |
| Risk-weighted assets | 632,370,000 | 635,097,000 | 635,398,000 | 653,817,000 |