Call reports 2025
FIRST NATIONAL BANK IN TRINIDAD — 2025
What FIRST NATIONAL BANK IN TRINIDAD reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 256,196,000 | 264,760,000 | 258,160,000 | 258,951,000 |
| Total loans | 139,389,000 | 146,116,000 | 147,203,000 | 143,232,000 |
| Allowance for loan losses | 2,015,000 | 2,045,000 | 2,075,000 | 2,105,000 |
| Securities available for sale | 88,071,000 | 85,230,000 | 85,868,000 | 86,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,540,000 | 254,408,000 | 244,180,000 | 243,103,000 |
| Interest-bearing deposits | 175,548,000 | 186,701,000 | 178,546,000 | 173,833,000 |
| Noninterest-bearing deposits | 68,992,000 | 67,707,000 | 65,634,000 | 69,270,000 |
| Equity capital | 11,471,000 | 10,237,000 | 13,837,000 | 15,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,532,000 | 5,226,000 | 7,975,000 | 10,683,000 |
| Interest expense | 482,000 | 983,000 | 1,551,000 | 2,046,000 |
| Net interest income | 2,050,000 | 4,243,000 | 6,424,000 | 8,637,000 |
| Noninterest income | 186,000 | 418,000 | 645,000 | 881,000 |
| Noninterest expense | 1,936,000 | 3,784,000 | 5,664,000 | 7,639,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 270,000 | 813,000 | 1,310,000 | 1,751,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 270,000 | 813,000 | 1,310,000 | 1,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,568,000 | 26,912,000 | 27,209,000 | 27,450,000 |
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