Call reports 2017
FIRST NATIONAL BANK IN TRINIDAD — 2017
What FIRST NATIONAL BANK IN TRINIDAD reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 213,346,000 | 213,049,000 | 217,998,000 | 214,355,000 |
| Total loans | 92,447,000 | 93,087,000 | 93,154,000 | 95,136,000 |
| Allowance for loan losses | 1,653,000 | 1,651,000 | 1,650,000 | 1,638,000 |
| Securities available for sale | 20,052,000 | 20,300,000 | 26,214,000 | 35,000,000 |
| Securities held to maturity | 30,068,000 | 30,054,000 | 30,039,000 | 30,025,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,195,000 | 189,354,000 | 194,217,000 | 190,694,000 |
| Interest-bearing deposits | 141,885,000 | 141,265,000 | 143,189,000 | 142,734,000 |
| Noninterest-bearing deposits | 48,310,000 | 48,089,000 | 51,028,000 | 47,960,000 |
| Equity capital | 22,979,000 | 23,518,000 | 23,585,000 | 23,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,735,000 | 3,398,000 | 5,119,000 | 6,852,000 |
| Interest expense | 120,000 | 239,000 | 357,000 | 474,000 |
| Net interest income | 1,615,000 | 3,159,000 | 4,762,000 | 6,378,000 |
| Noninterest income | 194,000 | 404,000 | 622,000 | 809,000 |
| Noninterest expense | 1,547,000 | 3,038,000 | 4,598,000 | 6,152,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 262,000 | 525,000 | 786,000 | 1,020,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 262,000 | 525,000 | 786,000 | 1,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,960,000 | 24,073,000 | 24,184,000 | 24,292,000 |
| Total capital | 25,140,000 | 25,274,000 | 25,407,000 | 25,524,000 |
| Risk-weighted assets | 93,892,000 | 95,608,000 | 97,421,000 | 98,122,000 |