Call reports 2016
FIRST NATIONAL BANK IN TRINIDAD — 2016
What FIRST NATIONAL BANK IN TRINIDAD reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 204,125,000 | 208,855,000 | 215,217,000 | 210,532,000 |
| Total loans | 91,090,000 | 91,204,000 | 92,000,000 | 93,596,000 |
| Allowance for loan losses | 1,696,000 | 1,659,000 | 1,654,000 | 1,651,000 |
| Securities available for sale | 0 | 0 | 10,088,000 | 20,088,000 |
| Securities held to maturity | 30,125,000 | 30,111,000 | 30,097,000 | 30,082,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,934,000 | 184,650,000 | 191,317,000 | 187,627,000 |
| Interest-bearing deposits | 138,056,000 | 140,110,000 | 143,016,000 | 141,056,000 |
| Noninterest-bearing deposits | 41,878,000 | 44,540,000 | 48,301,000 | 46,571,000 |
| Equity capital | 23,703,000 | 23,744,000 | 23,704,000 | 22,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,580,000 | 3,131,000 | 4,674,000 | 6,268,000 |
| Interest expense | 121,000 | 241,000 | 364,000 | 488,000 |
| Net interest income | 1,459,000 | 2,890,000 | 4,310,000 | 5,780,000 |
| Noninterest income | 190,000 | 421,000 | 568,000 | 727,000 |
| Noninterest expense | 1,596,000 | 3,126,000 | 4,628,000 | 6,089,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 53,000 | 185,000 | 250,000 | 418,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 53,000 | 185,000 | 250,000 | 418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,703,000 | 23,744,000 | 23,735,000 | 23,813,000 |
| Total capital | 24,750,000 | 24,812,000 | 24,851,000 | 25,001,000 |
| Risk-weighted assets | 83,174,000 | 84,832,000 | 88,750,000 | 94,521,000 |